Skip to main content

Payment Options

Payment Options

For your convenience, we accept cash, personal checks, money orders and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.


As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO plans.  Our insurance coordinating staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

We are preferred providers for Delta Dental (Premier, but most of our patients are PPO), Assurant (DHA), Mutual of Omaha, Standard and United Healthcare.  We work with most other PPO plans to ensure your insurance can be used and maximized.  Prior to any appointment we are willing to do a benefits check so there are not any surprises on day of treatment.  Give us a call and we are happy to look up your insurance.  We will typically need the subscriber's name, birth date and member ID (most often Social Security Number) as well as the name and birth date of the person for whom we are checking eligibility and benefits.  

Dental Assurance Plan

No Insurance?  No problem.  Freitas Family Dentistry is happy to announce our in office solution to maintaining your smile.  

 The DENTAL ASSURANCE PLAN provides simple teeth cleanings (prophies) up to twice a year in addition to regular exams and x-rays (digital radiographs with much lower radiation than traditional) included in the annual membership fee.  Your membership in this plan also affords you a 15% savings on all procedures needed in the office (to be paid at the time of service).  Unlike a conventional insurance plan there are no deductibles, no yearly maximums and no worries about treatment downgrades or uncovered services.  If we can do the procedure in our office, IT WILL BE COVERED.  If we do not feel it is in your best interest to receive a specific treatment in our office (sometimes we need to refer to a specialist to ensure ideal treatment outcomes) you will be charged according to the specialist fee schedule.  

​​The annual cost for the first adult is only $300.  Adding a spouse or child under the age of 26?  That's only $250 and if there are any kids age 17 and younger the cost is only $225. 

With costs this low our Assurance Plan saves you money with just the included cleanings, exams and x-rays.  If you have any additional treatment needs or want to sign up your family signing up is a no-brainer.  You win with your savings and we all win with your commitment to your oral health and saving your teeth!  In order to be able to offer this plan and keep it distinct from being an insurance plan, payment must be in full at time of service to qualify for the discount!

Contact Us.

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.

Contact Us

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.